How I work
A controller tells you what happened. A CFO asks the next two questions.
Fractional CFO
Full financial leadership, without the cost or commitment of a full-time hire.
Reporting, forecasting, and the strategic calls that sit on top of them: hiring, pricing, capital, succession, sale readiness. A foundation in the first two months, then a standing seat at your table, scoped to what your business actually needs.
The decisions we work on
Six-figure calls, made with the math in front of you.
Most owners make hiring and pricing decisions without ever seeing the numbers behind them. Revenue can hide a profitability problem for years before it becomes a cash problem.
Want the five numbers I watch? Get the free one-page guide →
Beyond the CFO seat
Three more ways the same thinking shows up.
AI for Finance
Experience is the edge. AI is the accelerant.
Where AI genuinely helps reporting, forecasting and analysis, and where judgment still has to lead. Workshops, small-group coaching and implementation support.
Learn more →Executive & Financial Coaching
Financial fluency, built around your business.
For leaders who want to read their own numbers and act on them. Individual or group, scoped to the decisions actually in front of you. The decisions stay yours.
Learn more →Speaking
In the room, not in a slide deck.
AI in finance, financial literacy for non-finance leaders, and the financial side of leadership transitions. Co-host of Founder Fridays LIVE on LinkedIn.
Learn more →Ask CFJoe
Straight answers on the numbers, any time you need one.
Ask CFJoe is my AI, built on how I think about margin, cash, pricing and exit readiness. Ask it whatever is on your mind. When you want those answers worked into your actual numbers, that's where I come in.
General insight in Joe's voice, not personalized financial, legal or tax advice.
Joe Hamrahi is that CFO who is a true organizational strategist.
His incisive ability to translate financials and animate them into a compelling direction makes his FinStrat CFO ‘Monday Tips’ e-newsletter a valuable read. It’s also engaging and especially well-written, an accurate representation of working with Joe himself. I value and appreciate Joe’s counsel as a member of our department’s Public Relations Advisory Group, and think almost any organization could benefit from his guidance.
The newsletter
Monday Morning Business Tips
Free when you sign up
You Don't Need 47 KPIs. You Need 5. My one-page guide to cash runway, revenue concentration, gross margin, net margin and utilization, each with the formula and the benchmark.
Fractional CFO for professional service firms.